[MRSSA News] Fwd: FW: USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo (formerly known as Think Tank): Historical Claims, Risk Management Issues and Insurance Program Review
ruhlbud tds.net
ruhlbud at tds.net
Sun Mar 15 11:24:01 CDT 2009
---------- Forwarded message ----------
From: Mike Hanson <mhanson547 at verizon.net>
Date: Mon, Mar 2, 2009 at 11:35 AM
Subject: FW: USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo
(formerly known as Think Tank): Historical Claims, Risk Management Issues
and Insurance Program Review
To: Bob Marx <wiswaterski at yahoo.com>, Bruce Berg <bberg at pitel.net>, Bruce
McCalmon <dblskotch at mindspring.com>, Bud Ruhl <ruhlbud at midstate.tds.net>,
Cam McNeil <cmcneill at rcn.com>, Casey Weakly <swivelchic at aol.com>, Chris
Copeland <chriscoupland at charter.net>, Doug Ribley <dribley at agmc.org>, Doug
Schwenk <dschwenk at comcast.net>, Garry Stout <garrys at tampabay.rr.com>,
"Gerry, Cathy Luithing" <cat at litewire.net>, Hans Hauschild <
hhauschild at wi.rr.com>, James Martin <martinje at chartermi.net>, Jim Boland <
Boland.jim at verizon.net>, Jim Lauzon <jlauzon13 at sbcglobal.net>, Joel Shapiro
<aquajay at charter.net>, JR Wilson <jrboatski at sbcglobal.net>, Kevin Hayes <
hshowdriver at gmail.com>, Kurt Bemman <kebemman at comcast.net>, Larry Meany <
ldmeany at waterhawks.org>, Mark Poulos <mp1100 at sbcglobal.net>, Mike Hanson <
mhanson547 at verizon.net>, Roger Gerstad <rgerstad at gerstadbuilders.com>, Roger
Olson <rogerolson at frontiernet.net>, Sherm Schraft <SSchraft at comcast.net>,
Skip Gilkerson <skipgilkerson at hotmail.com>, Stacy Griffin <
SGriffin at rawlings.com>, Stewart Bieber <stewbieb at bellsouth.net>, Terry
Pasterski <packterski at aol.com>, Tom Ghiloni <tghiloni at centurytel.net>, Bob
Marx <wiswaterski at yahoo.com>, Bruce Berg <bberg at pitel.net>, Bruce McCalmon <
dblskotch at mindspring.com>, Bud Ruhl <ruhlbud at midstate.tds.net>, Cam McNeil <
cmcneill at rcn.com>, Casey Weakly <swivelchic at aol.com>, Chris Copeland <
chriscoupland at charter.net>, Doug Ribley <dribley at agmc.org>, Doug Schwenk <
dschwenk at comcast.net>, Garry Stout <garrys at tampabay.rr.com>, "Gerry, Cathy
Luithing" <cat at litewire.net>, Hans Hauschild <hhauschild at wi.rr.com>, James
Martin <martinje at chartermi.net>, Jim Boland <Boland.jim at verizon.net>, Jim
Lauzon <jlauzon13 at sbcglobal.net>, Joel Shapiro <aquajay at charter.net>, JR
Wilson <jrboatski at sbcglobal.net>, Kevin Hayes <hshowdriver at gmail.com>, Kurt
Bemman <kebemman at comcast.net>, Larry Meany <ldmeany at waterhawks.org>, Mark
Poulos <mp1100 at sbcglobal.net>, Mike Hanson <mhanson547 at verizon.net>, Roger
Gerstad <rgerstad at gerstadbuilders.com>, Roger Olson <
rogerolson at frontiernet.net>, Sherm Schraft <SSchraft at comcast.net>, Skip
Gilkerson <skipgilkerson at hotmail.com>, Stacy Griffin <SGriffin at rawlings.com>,
Stewart Bieber <stewbieb at bellsouth.net>, Terry Pasterski <packterski at aol.com>,
Tom Ghiloni <tghiloni at centurytel.net>
Hello all;
Here are some documents that should answer questions on the insurance
programs.
Mike
Mike Hanson
NSSA President
Lake Wales, FL
www.usawaterski.org
------------------------------
*From:* Randy Melcher [mailto:rmelcher at esixglobal.com]
*Sent:* Friday, February 27, 2009 11:32 AM
*To:* mhanson at usawaterski.org; 'Mike Hanson'
*Cc:* Steve Locke
*Subject:* USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo
(formerly known as Think Tank): Historical Claims, Risk Management Issues
and Insurance Program Review
*Importance:* High
Melanie and Mike,
Please see responses below. The attached documents probably are the best
documents for providing details and explanations of the various USA Water
Ski insurance programs.
Thanks,
Randy
*Randy Melcher*
*Managing Partner*
*ESIX E**ntertainment & Sports Insurance Experts*
*5660 New Northside Drive, Suite 640*
*Atlanta**, Georgia** 30328*
*678.324.3300 *
*678.324.3330 (Direct)*
*678.324.3303 (Fax)*
*rmelcher at esixglobal.com*
*P** Please consider the environment before printing this e-mail or its
attachments*
*Insurance coverage cannot be bound, amended or changed via voicemail,
facsimile or e-mail message without confirmation from an authorized ESIX
representative.*
*Notice: This e-mail and all attachments may contain legally privileged and
confidential information. If you are not the intended recipient, you should
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use. If you received this message in error, please immediately notify the
sender at **rmelcher at esixglobal.com**.***
------------------------------
*From:* Melanie McKeen Hanson [mailto:mhanson at usawaterski.org]
*Sent:* Tuesday, February 24, 2009 12:26 PM
*To:* Randy Melcher
*Cc:* 'Mike Hanson'; 'Steve Locke'
*Subject:* USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo
(formerly known as Think Tank): Historical Claims, Risk Management Issues
and Insurance Program Review
Randy,
As NSSA President, Mike will be addressing the Think Tank attendees, as a
whole and in small groups, and wants to discuss the two insurance claims
against show ski from 2005. He wants to address several topics:
1) The total amount of the claims as compared to the settlement
amounts [Response: I would recommend against getting into any specifics
regarding claims. One of the claims is ongoing which has substantial
potential liability.]
2) Risk management concerns going forward. [Response: I would
emphasize the importance of remaining diligent in efforts to exercise sound
risk management and safety practices, *both on and off the water*. While
many claims are related to skiing accidents and injuries, many claims
surface in connection with on shore incidents or ancillary activities. Many
of these incidents/injuries are preventable if appropriate precautions are
taken to indentify and either remove or minimize the risks/hazards.]
3) How claims from sanctioned events can adversely affect affiliated
clubs and USA Water Ski. [Response: Losses sustained in connection with
USA Water Ski sanctioned events are used as a basis by which underwriters
determine future premiums. As losses associated with the defense and
settlement of claims begin to escalate, insurance premiums for USA Water
Ski’s future insurance policies will increase as well. If losses are
particularly drastic, the availability of reasonably priced insurance may be
reduced, and our ability to secure desired coverage terms, conditions and
limits may be restricted. Since USA Water Ski’s insurance programs protect
our associations, sports disciplines and divisions, our affiliated clubs,
event organizers, our members, and the venue owners, sponsors, volunteers
and spectators who support water ski activities and events, insurance is
vital to fulfilling USA Water Ski’s mission to promote the growth and
development of recreational water skiing. Without the availability of
reasonably priced insurance, many of the events and activities associated
with our sport would not be able to take place. I have attached the 2009
Sanctioned Event Insurance Fact Summary for more information regarding this
program.]
4) How claims occurring outside of a sanctioned event (i.e., a haunted
house, etc.) affect affiliated clubs. [Response: USA Water Ski’s
sanctioned events program does *not* provide coverage for club activities
and events which are not sanctioned through USA Water Ski. Affiliated clubs
can obtain coverage for these non-sanctioned club activities, events and
exposures through USA Water Ski’s Club Insurance Program. Attached are
several documents pertaining to the 2009 Club Insurance Program.]
5) How do the optional Club Insurance and D&O programs tie in?
[Response:
See attached documents which can be used to provide the Clubs with
information regarding the 2009 USA Water Ski Club Insurance Program and D&O
Programs.]
6) Any other suggestions you may have.
I was wondering if you would be able to draft a document on these issues
from an insurance point of view that Mike could use as an outline and pass
out to his board of directors and affiliated clubs. The NSSA Board meeting
will take place early Friday morning with subsequent meetings to follow over
the course of the weekend. I will have information on the Club Insurance and
D&O programs available at the booth and select tanks.
I know we discussed your availability to answer questions via phone. Most of
the tanks take place on Saturday and Sunday. Unfortunately, I don’t know
that we will have conferencing capabilities at each of these tanks. However,
one of us might be able to use our cell to call you directly with any
questions that clubs/members have. I’ve attached a schedule for Think Tank
for your review. Let me know what you think.
Thanks,
*Melanie McKeen Hanson**
**Director of Membership Programs*
mhanson at usawaterski.org
Ext. 115
[image: USA Water Ski] <http://www.usawaterski.org/>
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