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<div class="gmail_quote">---------- Forwarded message ----------<br>From: <b class="gmail_sendername">Mike Hanson</b> <span dir="ltr"><<a href="mailto:mhanson547@verizon.net">mhanson547@verizon.net</a>></span><br>Date: Mon, Mar 2, 2009 at 11:35 AM<br>
Subject: FW: USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo (formerly known as Think Tank): Historical Claims, Risk Management Issues and Insurance Program Review<br>To: Bob Marx <<a href="mailto:wiswaterski@yahoo.com">wiswaterski@yahoo.com</a>>, Bruce Berg <<a href="mailto:bberg@pitel.net">bberg@pitel.net</a>>, Bruce McCalmon <<a href="mailto:dblskotch@mindspring.com">dblskotch@mindspring.com</a>>, Bud Ruhl <<a href="mailto:ruhlbud@midstate.tds.net">ruhlbud@midstate.tds.net</a>>, Cam McNeil <<a href="mailto:cmcneill@rcn.com">cmcneill@rcn.com</a>>, Casey Weakly <<a href="mailto:swivelchic@aol.com">swivelchic@aol.com</a>>, Chris Copeland <<a href="mailto:chriscoupland@charter.net">chriscoupland@charter.net</a>>, Doug Ribley <<a href="mailto:dribley@agmc.org">dribley@agmc.org</a>>, Doug Schwenk <<a href="mailto:dschwenk@comcast.net">dschwenk@comcast.net</a>>, Garry Stout <<a href="mailto:garrys@tampabay.rr.com">garrys@tampabay.rr.com</a>>, "Gerry, Cathy Luithing" <<a href="mailto:cat@litewire.net">cat@litewire.net</a>>, Hans Hauschild <<a href="mailto:hhauschild@wi.rr.com">hhauschild@wi.rr.com</a>>, James Martin <<a href="mailto:martinje@chartermi.net">martinje@chartermi.net</a>>, Jim Boland <<a href="mailto:Boland.jim@verizon.net">Boland.jim@verizon.net</a>>, Jim Lauzon <<a href="mailto:jlauzon13@sbcglobal.net">jlauzon13@sbcglobal.net</a>>, Joel Shapiro <<a href="mailto:aquajay@charter.net">aquajay@charter.net</a>>, JR Wilson <<a href="mailto:jrboatski@sbcglobal.net">jrboatski@sbcglobal.net</a>>, Kevin Hayes <<a href="mailto:hshowdriver@gmail.com">hshowdriver@gmail.com</a>>, Kurt Bemman <<a href="mailto:kebemman@comcast.net">kebemman@comcast.net</a>>, Larry Meany <<a href="mailto:ldmeany@waterhawks.org">ldmeany@waterhawks.org</a>>, Mark Poulos <<a href="mailto:mp1100@sbcglobal.net">mp1100@sbcglobal.net</a>>, Mike Hanson <<a href="mailto:mhanson547@verizon.net">mhanson547@verizon.net</a>>, Roger Gerstad <<a href="mailto:rgerstad@gerstadbuilders.com">rgerstad@gerstadbuilders.com</a>>, Roger Olson <<a href="mailto:rogerolson@frontiernet.net">rogerolson@frontiernet.net</a>>, Sherm Schraft <<a href="mailto:SSchraft@comcast.net">SSchraft@comcast.net</a>>, Skip Gilkerson <<a href="mailto:skipgilkerson@hotmail.com">skipgilkerson@hotmail.com</a>>, Stacy Griffin <<a href="mailto:SGriffin@rawlings.com">SGriffin@rawlings.com</a>>, Stewart Bieber <<a href="mailto:stewbieb@bellsouth.net">stewbieb@bellsouth.net</a>>, Terry Pasterski <<a href="mailto:packterski@aol.com">packterski@aol.com</a>>, Tom Ghiloni <<a href="mailto:tghiloni@centurytel.net">tghiloni@centurytel.net</a>>, Bob Marx <<a href="mailto:wiswaterski@yahoo.com">wiswaterski@yahoo.com</a>>, Bruce Berg <<a href="mailto:bberg@pitel.net">bberg@pitel.net</a>>, Bruce McCalmon <<a href="mailto:dblskotch@mindspring.com">dblskotch@mindspring.com</a>>, Bud Ruhl <<a href="mailto:ruhlbud@midstate.tds.net">ruhlbud@midstate.tds.net</a>>, Cam McNeil <<a href="mailto:cmcneill@rcn.com">cmcneill@rcn.com</a>>, Casey Weakly <<a href="mailto:swivelchic@aol.com">swivelchic@aol.com</a>>, Chris Copeland <<a href="mailto:chriscoupland@charter.net">chriscoupland@charter.net</a>>, Doug Ribley <<a href="mailto:dribley@agmc.org">dribley@agmc.org</a>>, Doug Schwenk <<a href="mailto:dschwenk@comcast.net">dschwenk@comcast.net</a>>, Garry Stout <<a href="mailto:garrys@tampabay.rr.com">garrys@tampabay.rr.com</a>>, "Gerry, Cathy Luithing" <<a href="mailto:cat@litewire.net">cat@litewire.net</a>>, Hans Hauschild <<a href="mailto:hhauschild@wi.rr.com">hhauschild@wi.rr.com</a>>, James Martin <<a href="mailto:martinje@chartermi.net">martinje@chartermi.net</a>>, Jim Boland <<a href="mailto:Boland.jim@verizon.net">Boland.jim@verizon.net</a>>, Jim Lauzon <<a href="mailto:jlauzon13@sbcglobal.net">jlauzon13@sbcglobal.net</a>>, Joel Shapiro <<a href="mailto:aquajay@charter.net">aquajay@charter.net</a>>, JR Wilson <<a href="mailto:jrboatski@sbcglobal.net">jrboatski@sbcglobal.net</a>>, Kevin Hayes <<a href="mailto:hshowdriver@gmail.com">hshowdriver@gmail.com</a>>, Kurt Bemman <<a href="mailto:kebemman@comcast.net">kebemman@comcast.net</a>>, Larry Meany <<a href="mailto:ldmeany@waterhawks.org">ldmeany@waterhawks.org</a>>, Mark Poulos <<a href="mailto:mp1100@sbcglobal.net">mp1100@sbcglobal.net</a>>, Mike Hanson <<a href="mailto:mhanson547@verizon.net">mhanson547@verizon.net</a>>, Roger Gerstad <<a href="mailto:rgerstad@gerstadbuilders.com">rgerstad@gerstadbuilders.com</a>>, Roger Olson <<a href="mailto:rogerolson@frontiernet.net">rogerolson@frontiernet.net</a>>, Sherm Schraft <<a href="mailto:SSchraft@comcast.net">SSchraft@comcast.net</a>>, Skip Gilkerson <<a href="mailto:skipgilkerson@hotmail.com">skipgilkerson@hotmail.com</a>>, Stacy Griffin <<a href="mailto:SGriffin@rawlings.com">SGriffin@rawlings.com</a>>, Stewart Bieber <<a href="mailto:stewbieb@bellsouth.net">stewbieb@bellsouth.net</a>>, Terry Pasterski <<a href="mailto:packterski@aol.com">packterski@aol.com</a>>, Tom Ghiloni <<a href="mailto:tghiloni@centurytel.net">tghiloni@centurytel.net</a>><br>
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<p><font face="Arial" color="navy" size="2"><span style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">Hello all;</span></font></p>
<p><font face="Arial" color="navy" size="2"><span style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">Here are some documents that should answer questions on the insurance programs.</span></font></p>
<p><font face="Arial" color="navy" size="2"><span style="FONT-SIZE: 10pt; COLOR: navy; FONT-FAMILY: Arial">Mike</span></font></p>
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<p><font face="Arial" color="#ffffcc" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Mike Hanson</span></font> </p>
<p><font face="Arial" color="#ffffcc" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">NSSA President<br>Lake Wales, FL<br></span></font><a href="http://www.usawaterski.org/" target="_blank"><font face="Arial"><span style="FONT-FAMILY: Arial">www.usawaterski.org</span></font></a><font face="Arial"><span style="FONT-FAMILY: Arial"> </span></font></p>
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<p><b><font face="Tahoma" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Tahoma">From:</span></font></b><font face="Tahoma" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Tahoma"> Randy Melcher [mailto:<a href="mailto:rmelcher@esixglobal.com" target="_blank">rmelcher@esixglobal.com</a>] <br>
<b><span style="FONT-WEIGHT: bold">Sent:</span></b> Friday, February 27, 2009 11:32 AM<br><b><span style="FONT-WEIGHT: bold">To:</span></b> <a href="mailto:mhanson@usawaterski.org" target="_blank">mhanson@usawaterski.org</a>; 'Mike Hanson'<br>
<b><span style="FONT-WEIGHT: bold">Cc:</span></b> Steve Locke<br><b><span style="FONT-WEIGHT: bold">Subject:</span></b> USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo (formerly known as Think Tank): Historical Claims, Risk Management Issues and Insurance Program Review<br>
<b><span style="FONT-WEIGHT: bold">Importance:</span></b> High</span></font></p></div>
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<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Melanie and Mike,</span></font></p>
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<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Please see responses below. The attached documents probably are the best documents for providing details and explanations of the various USA Water Ski insurance programs.</span></font></p>
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<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Thanks,</span></font></p>
<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Randy</span></font></p>
<p><b><font face="Monotype Corsiva" size="6"><span style="FONT-WEIGHT: bold; FONT-SIZE: 28pt; FONT-FAMILY: 'Monotype Corsiva'">Randy Melcher</span></font></b><font face="Calibri" size="6"><span style="FONT-SIZE: 28pt; FONT-FAMILY: Calibri"></span></font></p>
<p><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">Managing Partner</span></font></b></p>
<p><b><font face="Calibri" color="#548dd4" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: #548dd4; FONT-FAMILY: Calibri">ESIX E</span></font></b><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">ntertainment & <font color="#548dd4"><span style="COLOR: #548dd4">S</span></font><font color="#0d0d0d"><span style="COLOR: #0d0d0d">ports</span></font> <font color="#548dd4"><span style="COLOR: #548dd4">I</span></font>nsurance E<font color="#548dd4"><span style="COLOR: #548dd4">x</span></font>perts</span></font></b></p>
<p><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">5660 New Northside Drive, Suite 640</span></font></b></p>
<p><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">Atlanta</span></font></b><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">, Georgia</span></font></b><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri"> 30328</span></font></b></p>
<p><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">678.324.3300 </span></font></b></p>
<p><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">678.324.3330 (Direct)</span></font></b></p>
<p><b><font face="Calibri" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; FONT-FAMILY: Calibri">678.324.3303 (Fax)</span></font></b></p>
<p><b><u><font face="Calibri" color="blue" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: blue; FONT-FAMILY: Calibri"><a href="mailto:rmelcher@esixglobal.com" target="_blank">rmelcher@esixglobal.com</a></span></font></u></b></p>
<p><font face="Calibri" size="2"><span style="FONT-SIZE: 11pt; FONT-FAMILY: Calibri"> </span></font></p>
<p><font face="Calibri" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Calibri"> </span></font><b><font face="Webdings" color="green" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: green; FONT-FAMILY: Webdings">P</span></font></b><b><font face="Arial" color="green" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: green; FONT-FAMILY: Arial"> Please consider the environment before printing this e-mail or its attachments</span></font></b><font face="Calibri" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Calibri"></span></font></p>
<p style="TEXT-ALIGN: justify"><b><i><font face="Calibri" color="black" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; COLOR: black; FONT-STYLE: italic; FONT-FAMILY: Calibri">Insurance coverage cannot be bound, amended or changed via voicemail, facsimile or e-mail message without confirmation from an authorized ESIX representative.</span></font></i></b></p>
<p style="TEXT-ALIGN: justify"><i><font face="Calibri" color="black" size="1"><span style="FONT-SIZE: 7.5pt; COLOR: black; FONT-STYLE: italic; FONT-FAMILY: Calibri">Notice: This e-mail and all attachments may contain legally privileged and confidential information. If you are not the intended recipient, you should immediately stop reading this message and delete it from your system. Any unauthorized reading, distribution, copying or other use of this message or its attachments is strictly prohibited. All personal messages express solely the sender's views and not those of ESIX. This message may not be copied or distributed without this disclaimer. Although this e-mail and any attachments are believed to be free of any virus or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is virus free and no responsibility is accepted by ESIX for any loss or damage arising from its use. If you received this message in error, please immediately notify the sender at </span></font></i><b><i><u><font face="Calibri" color="blue" size="1"><span style="FONT-WEIGHT: bold; FONT-SIZE: 7.5pt; COLOR: blue; FONT-STYLE: italic; FONT-FAMILY: Calibri"><a href="mailto:rmelcher@esixglobal.com" target="_blank">rmelcher@esixglobal.com</a></span></font></u></i></b><b><i><font face="Calibri" size="1"><span style="FONT-WEIGHT: bold; FONT-SIZE: 7.5pt; FONT-STYLE: italic; FONT-FAMILY: Calibri">.</span></font></i></b><b><font face="Calibri" color="#548dd4" size="2"><span style="FONT-WEIGHT: bold; FONT-SIZE: 11pt; COLOR: #548dd4; FONT-FAMILY: Calibri"></span></font></b></p>
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<p><b><font face="Tahoma" size="3"><span style="FONT-WEIGHT: bold; FONT-SIZE: 12pt; FONT-FAMILY: Tahoma">From:</span></font></b><font face="Tahoma"><span style="FONT-FAMILY: Tahoma"> Melanie McKeen Hanson [mailto:<a href="mailto:mhanson@usawaterski.org" target="_blank">mhanson@usawaterski.org</a>] <br>
<b><span style="FONT-WEIGHT: bold">Sent:</span></b> Tuesday, February 24, 2009 12:26 PM<br><b><span style="FONT-WEIGHT: bold">To:</span></b> Randy Melcher<br><b><span style="FONT-WEIGHT: bold">Cc:</span></b> 'Mike Hanson'; 'Steve Locke'<br>
<b><span style="FONT-WEIGHT: bold">Subject:</span></b> USA Water Ski - 2009 Wisconsin Water Ski Convention & Expo (formerly known as Think Tank): Historical Claims, Risk Management Issues and Insurance Program Review</span></font></p>
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<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Randy,</span></font></p>
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<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">As NSSA President, Mike will be addressing the Think Tank attendees, as a whole and in small groups, and wants to discuss the two insurance claims against show ski from 2005. He wants to address several topics:</span></font></p>
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<p style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in"><font face="Arial" color="blue" size="2"><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><span>1)<font face="Times New Roman" size="1"><span style="FONT: 7pt 'Times New Roman'"> </span></font></span></span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The total amount of the claims as compared to the settlement amounts <font color="blue"><span style="COLOR: blue">[Response: I would recommend against getting into any specifics regarding claims. One of the claims is ongoing which has substantial potential liability.]</span></font></span></font></p>
<p style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in"><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><span>2)<font face="Times New Roman" size="1"><span style="FONT: 7pt 'Times New Roman'"> </span></font></span></span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Risk management concerns going forward. <font color="blue"><span style="COLOR: blue"> [Response: I would emphasize the importance of remaining diligent in efforts to exercise sound risk management and safety practices, <u>both on and off the water</u>. While many claims are related to skiing accidents and injuries, many claims surface in connection with on shore incidents or ancillary activities. Many of these incidents/injuries are preventable if appropriate precautions are taken to indentify and either remove or minimize the risks/hazards.]</span></font></span></font></p>
<p style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in"><font face="Arial" color="blue" size="2"><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><span>3)<font face="Times New Roman" size="1"><span style="FONT: 7pt 'Times New Roman'"> </span></font></span></span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">How claims from sanctioned events can adversely affect affiliated clubs and USA Water Ski. <font color="blue"><span style="COLOR: blue">[Response: Losses sustained in connection with USA Water Ski sanctioned events are used as a basis by which underwriters determine future premiums. As losses associated with the defense and settlement of claims begin to escalate, insurance premiums for USA Water Ski’s future insurance policies will increase as well. If losses are particularly drastic, the availability of reasonably priced insurance may be reduced, and our ability to secure desired coverage terms, conditions and limits may be restricted. Since USA Water Ski’s insurance programs protect our associations, sports disciplines and divisions, our affiliated clubs, event organizers, our members, and the venue owners, sponsors, volunteers and spectators who support water ski activities and events, insurance is vital to fulfilling USA Water Ski’s mission to promote the growth and development of recreational water skiing. Without the availability of reasonably priced insurance, many of the events and activities associated with our sport would not be able to take place. I have attached the 2009 Sanctioned Event Insurance Fact Summary for more information regarding this program.</span></font>] <font color="blue"><span style="COLOR: blue"></span></font></span></font></p>
<p style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in"><font face="Arial" color="blue" size="2"><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><span>4)<font face="Times New Roman" size="1"><span style="FONT: 7pt 'Times New Roman'"> </span></font></span></span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">How claims occurring outside of a sanctioned event (i.e., a haunted house, etc.) affect affiliated clubs. <font color="blue"><span style="COLOR: blue">[Response: USA Water Ski’s sanctioned events program does <u>not</u> provide coverage for club activities and events which are not sanctioned through USA Water Ski. Affiliated clubs can obtain coverage for these non-sanctioned club activities, events and exposures through USA Water Ski’s Club Insurance Program. Attached are several documents pertaining to the 2009 Club Insurance Program.]</span></font></span></font></p>
<p style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in"><font face="Arial" color="blue" size="2"><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><span>5)<font face="Times New Roman" size="1"><span style="FONT: 7pt 'Times New Roman'"> </span></font></span></span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">How do the optional Club Insurance and D&O programs tie in? <font color="blue"><span style="COLOR: blue"> [Response: See attached documents which can be used to provide the Clubs with information regarding the 2009 USA Water Ski Club Insurance Program and D&O Programs.]</span></font></span></font></p>
<p style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in"><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><span>6)<font face="Times New Roman" size="1"><span style="FONT: 7pt 'Times New Roman'"> </span></font></span></span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Any other suggestions you may have.</span></font></p>
<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I was wondering if you would be able to draft a document on these issues from an insurance point of view that Mike could use as an outline and pass out to his board of directors and affiliated clubs. The NSSA Board meeting will take place early Friday morning with subsequent meetings to follow over the course of the weekend. I will have information on the Club Insurance and D&O programs available at the booth and select tanks.</span></font></p>
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<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I know we discussed your availability to answer questions via phone. Most of the tanks take place on Saturday and Sunday. Unfortunately, I don’t know that we will have conferencing capabilities at each of these tanks. However, one of us might be able to use our cell to call you directly with any questions that clubs/members have. I’ve attached a schedule for Think Tank for your review. Let me know what you think.</span></font></p>
<p><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Thanks,</span></font></p>
<p><strong><b><font face="Trebuchet MS" color="#990000" size="2"><span style="FONT-SIZE: 10pt; COLOR: #990000; FONT-FAMILY: 'Trebuchet MS'">Melanie McKeen Hanson</span></font></b></strong><b><font face="Trebuchet MS" color="#990000"><span style="FONT-WEIGHT: bold; COLOR: #990000; FONT-FAMILY: 'Trebuchet MS'"><br>
</span></font></b><strong><b><font face="Trebuchet MS" color="#999999"><span style="COLOR: #999999; FONT-FAMILY: 'Trebuchet MS'">Director of Membership Programs</span></font></b></strong><font face="Trebuchet MS"><span style="FONT-FAMILY: 'Trebuchet MS'"><br>
</span></font><a href="mailto:mhanson@usawaterski.org" target="_blank"><font face="Trebuchet MS" color="#000099"><span style="COLOR: #000099; FONT-FAMILY: 'Trebuchet MS'">mhanson@usawaterski.org</span></font></a><br>
<font face="Trebuchet MS"><span style="FONT-FAMILY: 'Trebuchet MS'">Ext. 115</span></font></p>
<p><font face="Times New Roman" size="3"><span style="FONT-SIZE: 12pt"><a href="http://www.usawaterski.org/" target="_blank"><span style="TEXT-DECORATION: none"><img height="174" alt="USA Water Ski" src="cid:image001.jpg@01C998CF.0E091BE0" width="589" border="0"></span></a></span></font></p>
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